Support for individuals and families impacted by natural disasters or experiencing financial stress
When life throws the unexpected our way—whether it’s a bushfire, flood, job loss or rising living costs—financial stress can quickly become overwhelming. That’s why Financial Wellbeing & Recovery Programs exist: to provide practical, compassionate support to individuals and families navigating tough times.
What These Programs Offer
Our financial wellbeing and recovery services are designed to help people regain control of their finances and rebuild their lives. Whether you’re dealing with debt, struggling to pay bills, or trying to prepare for an uncertain future, you don’t have to go it alone.

Support includes
Budgeting Assistance
Get help creating a practical, personalised budget that suits your situation. Our trained financial counsellors work with you to understand your income, expenses, and financial goals, helping you build a clear plan forward.
Negotiating with Creditors
If you’ve fallen behind on bills or loan repayments, we can help communicate with banks, utility companies, or service providers to arrange manageable payment plans. In many cases, creditors are open to working with you—especially when a professional advocate is involved.
Emergency Relief and Referrals
For those facing urgent financial crisis, we may be able to assist with food vouchers, transport cards, or utility support. We also connect you to a network of other helpful services, including mental health support, housing assistance, and job training programs.
Building Resilience
Recovery isn’t just about today—it’s about preparing for tomorrow. We’ll help you develop strategies to build savings, access government support, and strengthen your financial literacy so that future shocks are less disruptive.
Who Is This For?
These programs are especially vital for:
- People impacted by natural disasters such as floods or fires
- Families facing sudden income loss or high debt
- Individuals struggling with mental health and financial decision-making
- Anyone wanting to get back on track and plan for a more secure financial future
It’s Okay to Ask for Help
There’s no shame in financial stress—and seeking support is a courageous first step. Whether your hardship is temporary or ongoing, our team is here to listen without judgment and guide you toward recovery.
If you or someone you know is doing it tough, reach out today.
Support is free, confidential, and focused entirely on your wellbeing.


